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Make better risk decisions

When identity data is fragmented, good customers get declined, fraud slips through, and manual review piles up. Pipl gives your existing risk engine the context to get those decisions right, powered by Elephant, our large risk model built on more than 20 years of global payment and identity data. The result is fewer false declines, fewer thin-file rejections, and stronger growth without added fraud exposure.

The cost of a wrong risk decision

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Good customers turned away

Roughly 1 in 10 online transactions is a false decline. 

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Fraud that adapts faster

Synthetic identities and bots slip past static rules. 

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Reviews that pile up

Manual queues are slow, costly, and grow with volume. 

What makes Pipl solutions different


Every risk decision trades off losing money to fraud against turning away good customers. Other fraud tools apply the same averaged logic to every business and read only the signals of the moment, so they miss both sides: the legitimate customer who looks risky and the synthetic identity that looks clean. Pipl was built to change that answer, so you approve more good customers, stop more fraud, and cut manual review.

5B

5 billion unique identities

1T

1 trillion diverse signals

2B

2 billion daily signal updates

One large risk model, three ways to deploy it

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Pipl Trust

Pipl Trust is our AI-native risk assessment suite. It delivers Elephant's risk assessment into an authorization workflow, so payment teams can improve authorization performance without increasing fraud exposure.

Pipl Search

Pipl Search surfaces Elephant's identity resolution capability against Pipl's global identity graph. Investigators can go beyond isolated records and reach more defensible conclusions faster, without rebuilding their existing workflows.

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Pipl Elements

Pipl Elements delivers Elephant's identity intelligence as modular phone and email signals that strengthen existing models, rules, and workflows. Teams can act on better identity intelligence without changing how decisions are made.

Built for every high-stakes risk decision

Transaction Risk

The payment moment is where fraud and false declines both cost you. Score each transaction in real time against the identity behind it, whether it's a card at checkout or money moving over RTP, wire, or P2P.

  • Approve more good transactions and cut false declines
  • Stop card-not-present fraud, stolen cards, and chargebacks
  • Catch authorized-push-payment scams and mule accounts on instant rails
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Measurable results in complex payment environments

Stronger identity intelligence starts here

See how Pipl helps enterprise teams sharpen fraud and risk decisions across the customer journey. Talk with us about your portfolio, or explore what sets Pipl apart.