Pipl Trust API is a fraud detection API that connects transaction details to real identities. Approve more good customers and detect fraud sooner.
Automate low-risk decisions so analysts focus on real threats.
Approve genuine first-time and international customers, even without purchase history.
Remove unnecessary verification steps that stall checkout.
One call. One score. The reasoning behind it.
No new forms or data collection required.
1,000+ signals across 5B+ identities reveal connections and inconsistencies.
Get a Trust Score, reason codes, and signals that show why.
Low Latency 200ms High Availability 99.99%
One real-time risk score from 0 to 1,000, mapped to approve, review, or decline at the thresholds you set.
Plain-language codes for what raised or lowered trust, like a disposable email, so analysts review faster.
Separate scores for email, phone, address, and IP show which detail carries the risk.
The evidence behind the score, like email age, breach exposure, disposable domains, and velocity.
How strongly each pair of details links to the same person, so a real customer isn't flagged for a mismatch.
Grow real signups and keep synthetic identities out of your books.
Spot account takeover without adding friction for loyal customers.
Approve more first-time and cross-border orders while managing chargeback risk.
5 billion unique identities
1 trillion diverse signals
2 billion daily signal updates
Elephant, our large risk model, checks whether the details in front of you belong to one real person, then shows its reasoning. We don't replace your risk engine; we give it the context to say yes more often.
of good customers cleared at the accept threshold
smaller manual review queue
of all fraud caught in the lowest 25% of scores
A fraud detection API scores the risk of a signup, login, or purchase in real time. Pipl Trust API returns a Trust Score from 0 to 1,000, reason codes, and signals that show whether the details belong to one real person, so your rules can approve, review, or decline.
No. It plugs into your stack as a scoring layer. You set thresholds in the Trust Console without changing code.
Calibration tunes the Trust Score with your own fraud and legitimate transactions, so good customers score on your data, not a generic baseline.
Synthetic identities mix details from different people. Trust API checks whether those details share a real history, so fake accounts are flagged at signup.
What is a fraud detection API?
A fraud detection API scores the risk of a signup, login, or purchase in real time. Pipl Trust API returns a Trust Score from 0 to 1,000, reason codes, and signals that show whether the details belong to one real person, so your rules can approve, review, or decline.
Does it replace my risk engine?
No. It plugs into your stack as a scoring layer. You set thresholds in the Trust Console without changing code.
How does calibration work?
Calibration tunes the Trust Score with your own fraud and legitimate transactions, so good customers score on your data, not a generic baseline.
How does it catch synthetic identities?
Synthetic identities mix details from different people. Trust API checks whether those details share a real history, so fake accounts are flagged at signup.
Certified for global privacy and security standards
Check whether the email, phone, address, IP, and device connect to one real person. Trust Insights shows it in one view.
No. It equips reviewers with evidence. The decision stays with your team.
No. Everything is visual.
Yes, Simply embed it in your review screen and launch from the Chrome extension without additional code.
Yes, Admins assign seats and permissions. Analysts see only what their role allows. You can access a downloadable audit log that tracks user changes.
How do you investigate a suspicious transaction?
Check whether the email, phone, address, IP, and device connect to one real person. Trust Insights shows it in one view.
Does Trust Insights replace my analysts?
No. It equips reviewers with evidence. The decision stays with your team.
Do analysts need SQL?
No. Everything is visual.
Will Trust Insights work inside my case management tool?
Yes, Simply embed it in your review screen and launch from the Chrome extension without additional code.
Can you control access for better security?
Yes, Admins assign seats and permissions. Analysts see only what their role allows. You can access a downloadable audit log that tracks user changes.
Run a proof of concept and calculate how much revenue you’ve been turning away.